Friday, October 14, 2011

Financial Health

So the deeper I go into the abyss of fixing myself from the inside out, the harder and yet more rewarding it gets. Next on the docket: financial health. I made a budget yesterday for the first time.

Let's back up -- when I started this get healthy thing, it was scary and inhibiting to track my food. I felt restricted and confined -- but now I love tracking my food and actually find it freeing. I can totally have pizza, but it means I just have to lighten up at other points in the day or exercise more or something. I doubt if I would have realized that these tradeoffs were possible had I not been so diligent about tracking my food. I am still seeing results I like and am loving the ability to make progress while not feeling totally like I'm in a food straight jacket -- this comes as a result of tracking my food.

Back to the financial health issue -- I make plenty of money. I have paid off my car, I don't use credit cards, and I paid off my student loans. I really don't have any debt, but I don't have much savings aside from retirement either. I give away a pretty big chunk of money, but I feel like I could do even better if I were savvier about the way I allocated my money. I've also recently taken a big pay cut at work -- my income is down 25% temporarily, which is also helping to force the issue of needing a budget.

All this to say: it's time. Time to put on my big girl pants and make a budget, like all responsible adults should. I am hoping that in time, a budget will actually be liberating instead of feeling overly restrictive. I hope that it will free me from the anxiety I feel about money, and that I will actually enjoy tracking my money and seeing it grow, as I now enjoy tracking my food and looking at graphs about what I eat and how I've lost weight. I don't feel that yet, but I am hoping to.

It is interesting how gaining control of one area of your life almost compel you to get control of your others so you're living a prosperous, rewarding life.

I started off wanting to get healthy.
I realized that that went beyond physical health, so I went to a psychologist.
I sought treatment for depression, and realized health also means mental health.
I went to church, and realized spiritual health underlies both physical and mental health.
Now I am wanting to get financially healthy.
I wonder what's next?

Also - an update to the last post - 225.6 this morning. Would love it if I could get the next 1.2 lbs by Sunday. Seems like a long shot, but it could happen! That would be a huge milestone for me -- I would have lost 25% of my body weight, and 75 lbs.

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